文章基本信息

标题：Post-crisis Regulatory Architecture and Central and East European Banks
其他标题：Po-kryzysowa architektura regulacyjna a banki Europy Środkowej i Wschodniej
本地全文：下载
作者：Ewa Miklaszewska ; Katarzyna Mikołajczyk ; Małgorzata Pawłowska 等
期刊名称：Gospodarka Narodowa
印刷版ISSN：2300-5238
出版年度：2013
卷号：265
期号：7-8
页码：63-85
DOI：10.33119/GN/100944
出版社：Warsaw School of Economics
摘要：The article aims to contribute to the debate on the implications of changes in the regulatory architecture for banks in the wake of the global financial crisis.The main research question is whether the post-crisis regulatory architecture will have a positive or negative long-term impact on bank stability and efficiency, with a focus on Central and Eastern European (CEE) banks.To answer these questions, the article analyzes how CEE banks reacted to two different periods: the pre-crisis period of dynamic credit market expansion and the period of the global economic slowdown after the 2008 crisis.Efficiency is analyzed using the Data Envelopment Analysis (DEA) method, in addition to competitive conditions measures (H-statistics), and the Z-score index. The empirical part of the article supports the assertion that safe and efficient banks in CEE create sound systems and have survived the global financial crisis in better condition than their counterparts in Western Europe.However, post-crisis regulatory restructuring will likely have a negative impact on their long-term growth, the authors say.
关键词：banking regulation; bank efficiency and stability; CEE banks