文章基本信息

标题：The Effect of Financial Literacy and Financial Inclusion on Retirement Planning
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作者：Rahmat Aryo Baskoro ; Rensi Aulia ; Nur Aulia Rahmah 等
期刊名称：APMBA (Asia Pacific Management and Business Application)
印刷版ISSN：2252-8997
出版年度：2019
卷号：8
期号：1
页码：11-20
语种：English
出版社：University of Brawijaya
摘要：This study aims to determine the effect of financial literacy and financial inclusion on retirement planning.This study used a quantitative method with 236 respondents and processed by the method of multiple linear regression analysis.The results of the study show that financial literacy and financial inclusion have a significant effect on retirement planning,means that the higher financial literacy and financial inclusion of a person,the better their retirement planning.In addition,the results of the study showed that respondents were dominated by moderate financial literacy levels with a percentage of 55.08%,moderate financial inclusion levels with a percentage of 57.20% and high retirement planning levels with presentations of 52.54% of the total respondents.Researchers also conduct additional research by choosing one of the demographic factors,which is monthly income.The results that monthly earnings also influence retirement planning where the higher a person's monthly income,the better their retirement planning.
关键词：Financial Literacy;Financial Inclusion;Financial Behavior;Financial Knowledge;Financial Decisions;Retirement Planning