出版社:Universitas Islam Negeri Syarif Hidayatullah Jakarta
摘要:We examine the impact of foreign presence on domestic banks’ performance by studying conventional commercial banks in Indonesia. We use monthly financial information of 97 commercial banks from 2003 through 2013 resulting in 8,600 observations. We use a panel data regression (Panel Least Square method) to test our hypotheses. Our results show that overall, foreign presence decreases the performance of domestic banks. Going deeper, we find that foreign presence reduces state-owned banks’ profitability as well as private domestic banks’ profitability. However, there is no significant effect of foreign presence on the performance of regional development banks. Little evidence found on the effect of foreign presence on overhead cost.
其他摘要:Penelitian ini menguji dampak dari kehadiran bank asing terhadap kinerja bank domestik dengan mempelajari bank-bank komersial di Indonesia. Kami menggunakan informasi keuangan bulanan dari 97 bank komersial selama periode 2003-2013 yang menghasilkan 8.600
关键词:foreign banks;domestic banks;performance;state-owned banks;regional development banks
其他关键词:bank asing;bank domestic;kinerja;bank milik pemerintah;bank pembangunan daerah