文章基本信息

标题：PEMODELAN EKONOMETRIKA AGRESIVITAS PEMBERIAN KREDIT DI BANK PERKREDITAN RAKYAT
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作者：Putu Agus Ardiana ; Putu Agus Ardiana ; Ni Putu Indah Purnama Sari 等
期刊名称：Jurnal Ilmiah Akuntansi dan Bisnis
印刷版ISSN：2303-1018
出版年度：2011
卷号：6
期号：1
页码：1-25
语种：Indonesian
出版社：Universitas Udayana
摘要：This paper aims to investigate independent variables affecting loan aggressiveness of rural banks proxied by the growth of loan through an econometric modeling. We initially identified 13 variables affecting the ratio but we then dropped a number of independent variables insignificantly affecting the dependent variabel. Conducting 13 modelling, the last econometric model is a BLUE (Best Linear Unbiased Estimators) model implying that the model has no classical assumptions problems at all. The BLUE model suggests that independent variables affecting loan aggressiveness of rural banks are the growth of third-party deposits and Return on Assets (ROA).
关键词：Rural Banks; Loan Aggressiveness; Growth of Third-Party Deposit and ROA