文章基本信息

标题：SOLUTION TO OVERCOME THE BANKRUPTCY POTENTIAL OF ISLAMIC RURAL BANK IN INDONESIA
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作者：Abrista Devi ; Irman Firmansyah
期刊名称：Journal of Islamic Monetary Economics and Finance
印刷版ISSN：2460-6146
电子版ISSN：2460-6618
出版年度：2018
卷号：3
页码：25-44
语种：English
出版社：Bank Indonesia
摘要：This paper investigates the direct and indirect effect of macro and microeconomics variables toward financial distress by using efficiency variable as mediator.This research used time series and monthly-published report data of Islamic Banking Statistics and Macroeconomics data.The Springate Model is used to measure financial distress through s-score,while the Data Envelopment Analysis (DEA) approach is utilized to measure Islamic rural bank’s efficiency.The finding implies that the efficiency of Islamic rural bank in Indonesia is mainly caused by microeconomics variables where CAR and NPF directly have significant and negative effects on efficiency,while ROA and FDR directly have significant and positive effects on efficiency.The financial distress of Islamic rural bank in Indonesia is mainly caused by micro and macroeconomics variables where CAR and SIZE directly have significant and positive effects on financial distress score,while NPF and Exchange rate directly have significant and negative effects on efficiency.Efficiency has a strong role on mediating the effect of microeconomics variables toward financial distress score of Islamic rural bank.
关键词：Efficiency;Financial Distress;Islamic Rural Banks