文章基本信息

标题：Financing losses from natural and man-made disasters by use of crowdfunding
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作者：Antonina Sholoiko
期刊名称：Investment Management & Financial Innovations
印刷版ISSN：1810-4967
电子版ISSN：1812-9358
出版年度：2017
卷号：14
期号：2
页码：218-225
DOI：10.21511/imfi.14(2-1).2017.07
语种：English
出版社：LLC “Consulting Publishing Company “Business Perspectives”
摘要：The level of insured losses from natural and man-made disasters occurred in the world from 2012 to 2016 did not exceed 30-45%.Therefore,it is necessary to study another perspective source of financing losses refunding from natural and man-made disasters. The objective of this research is to consider financing losses from natural and manmade disasters by use of crowdfunding,especially in emerging countries.It was de?fined that the most appropriate model of crowdfunding for financing losses from natu?ral and man-made disasters is donation model with reward-based and donation-based business models.Stimulus for individuals to take part in crowdfunding for financing losses from natural and man-made disasters can be different depending on their loca?tion and business model.Sets of assessments based on four categories of questions and method of results visualization were used to examine a country's readiness for crowd?funding on the example of Ukraine.Complete level of Ukraine's readiness for crowd?funding was defined.It shows that reward-based crowdfunding is the first stage towards crowdfunding implementation and development.Further research should be done to investigate the mechanism of using a tax discount in case of implementation of the reward-based crowdfunding for financing losses from natural and man-made disasters.
关键词：crowdfunding;insured and uninsured losses;natural and man-made disasters