文章基本信息

标题：Spin-off policy and efficiency in the Indonesian Islamic banking industry
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作者：M. Nur Rianto Al Arif ; Ismawati Haribowo ; Ade Suherlan 等
期刊名称：Banks and Bank Systems
印刷版ISSN：1816-7403
电子版ISSN：1991-7074
出版年度：2018
卷号：13
期号：1
页码：1-10
DOI：10.21511/bbs.13(1).2018.01
语种：English
出版社：LLC "CPC "Business Perspectives"
摘要：Indonesian Islamic Banking Act requires conventional banks to spin-off their Islamic business units if they had fulfilled the spin-off criteria. Some of the Islamic business units had done the spin-off process although they are not fulfilling the spin-off criteria. The data showed that there is an efficiency decline after the spun-off. This study is going to examine the spin-off ’s impact on the efficiency in spin-off banks. The method used in this paper is a difference-in-differences analysis. The sample used is four spin’s banks as treatment objects and two Islamic full-pledge banks as control objects. This research shows that there is an impact of spin-off policy on the efficiency in spin-off banks. There is an efficiency decrease in spin-off banks after the activities. It implies that the spin-off policy is not the only strategy that can be implemented. The policy-makers can choose other strategies to enhance the development of Islamic banking industry.
关键词：spin-off;efficiency;Islamic banks;difference in difference;policy