文章基本信息

标题：Assessing the impact of structural indicators for the European Union banking system on economic evolution:an empirical investigation in EU
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作者：Syed Ahsan Jamil ; Faris Nasif Al Shubiri
期刊名称：Banks and Bank Systems
印刷版ISSN：1816-7403
电子版ISSN：1991-7074
出版年度：2016
卷号：11
期号：2
页码：61-69
DOI：10.21511/bbs.11(2).2016.06
语种：English
出版社：LLC "CPC "Business Perspectives"
摘要：This study aims to investigate the impact of structural indicators for the European Union banking system on economic evolution. The methodological framework is the analysis of three variables of economic evolution. The econometric equation is built by regression test using annual data for the period 2008 to 2014. The indicators of the European banking system consist of fifteen independent variables and their impact on three economic variables consisting of GDP at current market prices,EMU convergence criterion bond yields (Maastricht criterion) and HICP annual average inflation rates are investigated on the growth in EU (dependent variable). The regression results show that there is statistical significant impact at different level 1%,5% and 10% of all independent variables on EMU convergence criterion bond yields (Maastricht criterion),and in thirteen variables on GDP at current market prices except total assets of domestic banking groups and branches of credit institutions from rest of the world variables. Finally,only three variables total assets of domestic banking groups,branches of credit institutions from rest of the world and assets of pension funds have significant impact on HICP annual average inflation rates. The researchers recommend the need to build the financial stability in the banking system of the European Union with the continuity of modifying commercial legislation based on environmental changes and raise transparency to increase and diversify investments in the financial markets to reduce risk,and,thus,this will lead to increase in the level of social responsibility toward socialist economic.
关键词：banking system;economic evolution;European Union.