文章基本信息

标题：Nature and characteristics of informal migrant remittance transfer channels:empirical study of remittances from South Africa to Zimbabwe
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作者：Joseph Chisasa
期刊名称：Banks and Bank Systems
印刷版ISSN：1816-7403
电子版ISSN：1991-7074
出版年度：2014
卷号：9
期号：2
页码：59-64
语种：English
出版社：LLC "CPC "Business Perspectives"
摘要：Migrants often make remittances to their own country without adhering to the formal financial system of the host coun try. The study reported in this article attempted to describe the prevalence of sending informal remittances from South Africa to Zimbabwe by bus or taxi. Using a questionnaire,206 taxi and bus drivers were surveyed in Johannesburg Central Business District to determine reasons for migrants choosing them and not formal channels when sending remittances. It was found that speed of delivery,good customer care and convenience determine a migrant’s choice of remittance channel. Linked to that is the fact that formal money transfer operators require documentation which is usually difficult for senders to make available. Recommendations are provided to policy-makers for capturing the in?formal remittances which come through buses and taxis. This will help development planners to allocate foreign remit?tances efficiently.
关键词：remittances;informal channels;formal channels;South Africa;Zimbabwe.