文章基本信息

标题：The impact of income diversification on liquidity creation and financial performance of Vietnamese Commercial Banks
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作者：Cuong Van Hoang ; Loan Quynh Thi Nguyen ; Manh Dung Tran 等
期刊名称：Accounting
印刷版ISSN：2369-7393
电子版ISSN：2369-7407
出版年度：2020
卷号：6
期号：4
页码：553-568
DOI：10.5267/j.ac.2020.4.004
出版社：Growing Science
摘要：This research is conducted to investigate the impact of income diversification on bank liquidity creation and the financial performance of Vietnamese commercial banks from 2007 to 2017. Data were collected from 21 Vietnamese commercial banks. Panel OLS with fixed effects and GMM estimations were employed to process data. The results show that diversification had a negative impact on both bank liquidity creation and bank profitability, and thus support the view that Vietnamese commercial banks should remain focusing on their traditional lines of business rather than diversifying towards nontraditional activities since this may lead to both a lower level of liquidity creation and profitability. The findings of this study could draw broad inferences for researchers, policy makers, and bank managers towards more focusing strategies to ensure the health of the banking system.
关键词：Diversification; Liquidity creation; Performance; Risk; Vietnam