文章基本信息

标题：THE DEVELOPMENT OF EUROPEAN INSURANCE MARKET INFRASTRUCTURE
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作者：Antonina Sholoiko
期刊名称：EUREKA: Social and Humanities
印刷版ISSN：2504-5563
电子版ISSN：2504-5571
出版年度：2017
期号：6
页码：3-7
DOI：10.21303/2504-5571.2017.00491
出版社：Scientific Route OÜ
摘要：The aim is to consider the development of different elements of European insurance market infrastructure. The next tasks of the study were done: to generalize main indicators of the development of European insurance market from 2012 to 2016; to characterize elements of European insurance market infrastructure and define their collaboration with elements of the world insurance market infrastructure. Methodology. Such methods were used to do an abovementioned tasks: information collection about elements of European insurance market infrastructure; analysis of tendencies of the main indicators of the development of European insurance market from 2012 to 2016; generalization to characterize the elements of European insurance market infrastructure, define their collaboration with the elements of the world insurance market infrastructure and make conclusions. Results. Main indicators of the de-velopment of European insurance market were increasing from 2012 to 2014 and decreasing from 2015 to 2016. Total premium volume as a share in GDP of Europe (insurance penetration) did not exceed 7% from 2012 to 2016 and as a share in the world GDP declined from 2.1% in 2014 to 1.95% in 2016. It was connected with results of the United Kingdom referendum on the European Union membership. The development of European insurance market is also under the influence of activity of elements of insurance market infrastructure such as Actuarial Association of Europe (AAE), Association of Mutual Insurers and Insurance Cooperatives in Europe (AMICE), European Financial Management Association (EFMA), European Insurance and Occupational Pensions Authority (EIOPA), European Federation of Insurance Intermediaries (BIPAR), European insurance and reinsurance federation (Insurance Europe), Geneva Association, Insurance Institute of London (IIL). Value. This research indicates that the development of European insurance market infrastructure is caused by different factors: financial crises, legislation gap, improving the quality of information and others. Various of elements of European insurance market infrastructure were established to overcome such challenges and provide participants of insurance market with a necessary information, consultations, educational services and re-sults of research, also through collaboration with elements of the world insurance market infrastructure. Results of this investigation can become a ground for fur-ther research in the field of defining an impact of activity of infrastructure elements on the development of an insurance market.
关键词：insurance market; infrastructure; insurance intermediaries; insurance associations