文章基本信息

标题：Incongruity in Contemporary and Shariah Compliant Current Accounts and Ijarah Operated by Islamic Banking
本地全文：下载
作者：Malik Saqib Ali ; Abdul Wahab Jan Al-Azhari
期刊名称：الإيضاح
印刷版ISSN：2075-0307
电子版ISSN：2664-3375
出版年度：2019
卷号：37
期号：- 2
页码：1-10
DOI：10.37556/al-idah.037.02.0604
出版社：SZIC University of Peshawar
摘要：Current accounts and Ijarah has been foremost and important tools operated by the Islamic Financial Institutions. This study attempts to explore a few misgivings in the handling of current accounts by the Islamic banks in Pakistan. Financial management of Islamic banks is not under consideration which leads to the violation of Shariah’s fundamentals. Also in case of Ijarah, a bank’s client suffers from financial losses which must be borne in Islamic Banking system. Islamic Banks transfer the burden of some charges emerging form ownership of leased asset on their clientele which does not have any justification according to Shariah. This research has been carried out by taking unstructured interviews from some of the concerned staff of Islamic Banks. The results depict that current accounts and Ijarah is in operation and need to be revised and refined and must comply with Shariah.
其他摘要：Current accounts and Ijarah has been foremost and important tools operated by the Islamic Financial Institutions. This study attempts to explore a few misgivings in the handling of current accounts by the Islamic banks in Pakistan. Financial management of Islamic banks is not under consideration which leads to the violation of Shariah’s fundamentals. Also in case of Ijarah, a bank’s client suffers from financial losses which must be borne in Islamic Banking system. Islamic Banks transfer the burden of some charges emerging form ownership of leased asset on their clientele which does not have any justification according to Shariah. This research has been carried out by taking unstructured interviews from some of the concerned staff of Islamic Banks. The results depict that current accounts and Ijarah is in operation and need to be revised and refined and must comply with Shariah.
关键词：Ijārah; Current Accounts; Islamic Financial Institution; Financial Losses
其他关键词：Key Words: Ijarah; Current Accounts; Islamic Financial Institution; Financial Losses