文章基本信息

标题：KOMPETISI INDUSTRI PERBANKAN INDONESIA
本地全文：下载
作者：Ratna Sri Widyastuti ; Boedi Armanto
期刊名称：Bulletin Ekonomi Moneter dan Perbankan
印刷版ISSN：1410-8046
电子版ISSN：2460-9196
出版年度：2013
卷号：15
期号：4
页码：417-439
DOI：10.21098/bemp.v15i4.74
出版社：Bank Indonesia
摘要：This paper analyzes the competition level of banking industry, prior and after the introduction of Indonesian Banking Architecture (API). Using panel data, the result shows the competition of banking decreased after the introduction of API, with large tendency to monopoly or collusive olligopoly. For the bank with niche market such as regional bank and mix bank, the introduction of API did not affect much, while the competition level for foreign bank is the lowest one. Non price variable would be the main determinant on banking competition in the future, including number of branches, wage and credit volume.
关键词：banking competition; market structure; Indonesian Banking Architecture (API).