文章基本信息

标题：An Analysis of Financial Performance among National Level Microfinance Institutions in Nepal
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作者：Prakash Kumar Bipin ; Liu Pingfeng ; Rajeev Kumar Shah 等
期刊名称：Lecture Notes in Engineering and Computer Science
印刷版ISSN：2078-0958
电子版ISSN：2078-0966
出版年度：2018
卷号：2233&2234
页码：777-781
出版社：Newswood and International Association of Engineers
摘要：Nepalese banking sector has seen the vast change in the sector over the last few years. The sector has seen the relatively more aggressive strategy of the financial institutions in recent years. Today due to the concept of globalization banking sector has become more liberalized and systematic over the years. With the arrival of private banks and joint venture banks, Nepalese banking sector has been able to cater the competition in the sector which has increased the bargaining power of the customers. Making finance accessible to the poor is not an easy task for the creation of wealth in developing economies where there exists a huge unmet demand for financial services. So far, access to financial services by the poor from financial mainstream institutions is very limited, mainly due to their inability to meet the eligibility criteria, including collateral. The Study shows the sampled Microfinance Institutions (MFIs) have good loan portfolios which are also indicated by the negative percentage of change in Non-Performing Assets (NPA) except Swabalamban Laghubitta Bikas Bank Limited (SWBBL). As compared to the quality of loan portfolio, SWBBL has the below good loan than other considered three MFIs. MFIs profit per employee is also good.
关键词：Banking Sector; Microfinance Institutions; Nepal; Non;Performing Assets