文章基本信息

标题：I am Jane. Do I pay more in the housing market?
本地全文：下载
作者：Myongjin Kim ; Brent Norwood ; Sean O'Connor 等
期刊名称：Economics Bulletin
电子版ISSN：1545-2921
出版年度：2019
卷号：39
期号：2
页码：1-10
出版社：Economics Bulletin
摘要：Do women pay more than men in the housing market? We utilize repeat-sales housing data from ZTRAX to examine if gender gaps exist in house purchase prices and loan-to-price ratios. We find that female homebuyers pay a 2% premium on average. In addition, female homebuyers' loan to price ratio is 3 percentage points lower than that of male buyers. We also show that female buyers pay less when the seller is female than when the seller is male. However, the gender price differentials and loan-to-price differentials are disappearing in more recent years. One possible explanation for the disappearing gender price differentials in house prices and loan-to-price ratios is the shrinking of the gender wage gap in recent years.