文章基本信息

标题：Key Factors in Supply Chain Financial Credit in Logistics Industry
本地全文：下载
作者：Ling GUO ; Jianli FENG ; Jeff W. GUO 等
期刊名称：Revista de Cercetare şi Intervenţie Socială
印刷版ISSN：1583-3410
电子版ISSN：1584-5397
出版年度：2019
卷号：64
页码：37-45
出版社：Lumen Publishing House
摘要：Credit businesses have been an important part of bank management. It is not simply the primary source of bank revenue, but also satisfi es industrial & commercial enterprises and individual fi nancing demands. The fi rm credit check allows a bank eff ectively allocating and applying resources to activate the market and accelerate economic development. The quality of credit therefore is closely related to bank management and the security of social resources. Logistics industry, presenting critical status in national economy, connects thousands of businesses and maintains national economy. However, fi nancing diffi culty has been a bottleneck for the development. The frequent fi nancing diffi culty becomes a restriction against the development of logistics industry. Aiming at banking credit personnel and logistics enterprise personnel in Shandong Province as the research objects, total 250 copies of questionnaire are distributed, and 207 valid copies are retrieved, with the retrieval rate 83%. The research results indicate: (1) “business management” as the most emphasized evaluation dimension, followed by “business prospects” and “fi nancial conditions” and (2) top fi ve evaluation indicators, among 15 indicators, as responsible person credit, revenue trend, guarantor credit, industry prosperity, and fi nancial structure. According to the results, suggestions are proposed, expecting to assist logistics industry, through the support and guidance of supply chain fi nance, in implementing structural adjustment and promote the continuously healthy development.
关键词：logistics industry; supply chain fi nance; loans and credit; fi nancing; key factor;