文章基本信息

标题：Impact of Microfinance on Poverty: Qualitative Analysis for Grameen Bank Borrowers
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作者：Mohammad Aslam ; Senthil Kumar ; Shahryar Sorooshian 等
期刊名称：International Journal of Financial Research
印刷版ISSN：1923-4023
电子版ISSN：1923-4031
出版年度：2019
卷号：11
期号：1
页码：49-59
DOI：10.5430/ijfr.v11n1p49
出版社：Sciedu Press
摘要：Poverty is economic, social, political and even moral issue all over the world. Microfinance has been designed to eliminate poverty and may help marginal people to materialize their dreams. Microfinance has been formalized primarily in Bangladesh with this concept. Grameen Bank (GB) has been serving large number of people below poverty level here. Initially, microfinance institutions have been supported by the Government or Donor assuming its positive impact on borrowers. However, ambiguous impacts have been reported in several studies that make microfinance questionable. Therefore, this study intent to measure the impact of microfinance on GB borrowers through the process of qualitative changes in borrowers lives. The process has been measured by some case studies for participant and non-participant borrowers using Modified Household Economic Portfolio Model (M - HEPM). Our qualitative analysis shows that microfinance makes positive changes in the process of borrowers lives observed through financial and activity diaries of the borrowers.
关键词：microfinance impact; poverty alleviation; qualitative analysis; modified household economic portfolio model