期刊名称：International Journal of Economics and Financial Issues
电子版ISSN：2146-4138
出版年度：2019
卷号：9
期号：1
页码：23-30
语种：English
出版社：EconJournals
摘要：This study aims to identify the effectiveness of financing provided by conventional and Islamic banks to Micro Small Medium Enterprises in the agricultural sector in South Sumatra. The study uses multiple linear regressions to identify the effect of financing on productivity. Musi Banyuasin Regency was chosen as a research location because based on data from Bank Indonesia 2016 is the district that has the largest loan for agricultural / plantation SME sector in South Sumatera. A total of 128 farmers were sampled in this study. Research respondents are farmers who have been or are getting loans either from conventional banks or from Islamic banks. This study found that neither simultaneous nor partial types of banks and loan amounts were not proven to significantly affect productivity. These findings indicate that the behavior of Islamic and conventional banks in disbursing loans to the agricultural sector is no different.
关键词：Agricultural Financing; Islamic Bank; Conventional Bank
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