文章基本信息

标题：Buying a Real State Property Based on Two Possible Scenarios: Cash Payment and Payment by Installments. What’s the Best Option?
作者：Teresa Zamora-Lobato ; Arturo Santillan ; Jesica Ramos-Hernández 等
期刊名称：Journal of Knowledge Management, Economics and Information Technology
印刷版ISSN：2069-5934
出版年度：2016
卷号：6
期号：5
出版社：ScientificPapers.org
摘要：The following document presents a mathematical evaluation model applying two possible scenarios for the supposed acquisition of a property through a personal credit, with the purpose of knowing which is more convenient for the buyer: making a cash payment with a discount for prompt payment or making the purchase deferred in equal payments while generating a return through an investment instrument during the same period, thus assessing the results of both scenarios and the benefits that determine the best financial decision for the buyer.
关键词：cash payment ; credit payment ; equal payments ; Investment ; personal debt