It is a key problem to study thermal barrier coatings (TBCs) insulation and followed stresses for the coated blade. This article focused on the insulation characteristics of TBCs by coupling heat transfer and flow with a multilayer blade. We found that the coated blade can benefit more in the decline of average temperature than the decline of maximum temperature, compared to the uncoated case. Temperature fluctuation on TBCs surface is evident. The inlet temperature of main flow ( T _in) more than the heat transfer coefficient of cooling passages ( h _cool) impacted the fluctuation. And there is a non-homogeneous distribution of the temperature decline (Δ T ) across the coatings around the blade. At the suction side and the head, Δ T was generally higher than that of the pressure side and the tail. The TBCs thickness and T _in can affect Δ T more than h _cool. We suggest that in the sequential TBCs stresses simulation the actual temperature distribution should be prescribed.