文章基本信息

标题：Credit Risk and Macroeconomics of Islamic Banking in Indonesia
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作者：Kharisya Ayu Effendi ; Rozmita Dewi Yuniarti
期刊名称：journal of accounting, finance and auditing studies
电子版ISSN：2149-0996
出版年度：2018
卷号：4/2
页码：1-13
语种：
出版社：Ahmet GÖKGÖZ
摘要：The purpose of this study is to analyze the effect of macroeconomic variables, namely GDP, Inflation and Unemployment to credit risk in Islamic banking of Indonesia. The data for this study were collected from secondary sources via Statistics Center Indonesia (BPS) and financial statements of the 7 Islamic bank of Indonesia. The data used are the annual ones from 2009 to 2016. This research uses an explanatory analysis. The test is a panel data regression testing using Eviews 9. The result of panel data regression with random effect model consisted gross domestic product (GDP) and unemployment rate (UNEMP) have a significant negative effect on credit risk of Islamic banking in Indonesia. While the inflation variable has a negative but statistically insignificant effect on credit risk in Islamic banking system of Indonesia.