文章基本信息

标题：The State of Students’ Financial Literacy in Selected Slovak Universities and its Relationship with Active Pension Savings
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作者：Beata Gavurova ; Eva Huculova ; Matus Kubak 等
期刊名称：Economics & Sociology (Ternopil)
印刷版ISSN：2071-789X
电子版ISSN：2306-3459
出版年度：2017
卷号：10
期号：3
DOI：10.14254/2071-789X.2017/10-3/15
出版社：Centre of Sociological Research
摘要：The interest in retirement planning is increasingly brought to common people’s attention due to demographic aging of population and better financial literacy level these days. In this study we analyze the level of financial literacy among Slovak university students in relation to further pension decisions and financial behavior overall. The primary aim of this research was to compare the level of financial literacy among the selected faculties of economics in Slovakia. The analytical part was oriented on evaluation of financial behavior of the respondents and their skills in terms of financial literacy concept along with the analysis of the correlative data dependence of the selected variables and their intensity by using the Logit model. At first, the results have shown a statistically significant dependency of financial literacy on the respondents’ gender. Female respondents reached higher financial literacy than male ones. Older students did not achieve higher level of financial literacy as compared to younger students. Students do not look ahead and most of them do not calculate how much they need to save for their retirement. The results of the presented research provide important information for policy makers who should reflect on the present status of this issue in Slovakia
关键词：financial literacy; financial education; retirement planning; pension decision; Slovakia.