文章基本信息

标题：Income-Contingent Loans: Not a Miracle Solution
本地全文：下载
作者：Ariane de Gayardon
期刊名称：International Higher Education
印刷版ISSN：2372-4501
出版年度：2018
卷号：2
期号：93
页码：18-19
出版社：Center for International Higher Education
摘要：With the rising costs of higher education, an increasing share of which is borne by students and their families, governments have had to design student loans schemes to open higher education to all. A popular option among economists is income-contingent loans, where repayment is calculated as a share of the borrower’s income to avoid high repayment burden. However, the three flagship countries for income-contingent loans—Australia, England, and New Zealand—are all currently experiencing financing issues. This raises the question of defining the correct specification of income-contingent loans schemes, as well as finding the proper balance between different financial aid policies.
关键词：Income-contingent loan;higher education financing;Australia;England;New Zealand