文章基本信息

标题：Federalism of Personal Finance: State & Federal Retirement Plans
本地全文：下载
作者：Birdthistle, William A.
期刊名称：Seattle University Law Review
出版年度：2018
卷号：41
期号：2
页码：367
出版社：Seattle University School of Law
摘要：In this Article, I consider possible approaches that attempt to improve the plans through which millions of Americans tend to their life savings. I begin by considering the inadequacies of our current system of defined contribution accounts and then address two possible alternatives: the first being a federal account universally available to Americans based largely on the model of the Thrift Savings Plan; the second being a system of statebased retirement accounts like those that have already been developed in a handful of states. Though I conclude that a single, federal plan would be superior, either alternative approach would be an improvement over our current system.
关键词：investment; shareholder; corporation; long-term; short-term; federalism; personal; finance; retirement; plans