期刊名称:Journal of Theoretical and Applied Electronic Commerce Research
印刷版ISSN:0718-1876
电子版ISSN:0718-1876
出版年度:2016
卷号:11
期号:3
页码:50-64
语种:English
出版社:Universidad de Talca
其他摘要:This paper advances a framework for examining the competitive principles of mobile payment platforms. We postulate that the strategic interplay of platform layers will drive the competitive dynamics of platform-driven ubiquitous systems. This framework has been employed in a comparative case study between monopolistic (i.e., Pingit) and federated (i.e., Paym) mobile payment platforms to illustrate its applicability and yield principles on the nature and impact of competition among platform-driven ubiquitous systems. Preliminary findings indicate that monopolistic mobile digital platforms attempt to create unique configurals to obtain monopolistic power by tightly coupling platform layers, which are difficult to replicate. Conversely, federated digital platforms compete by dispersing the service layer to harness the collective resources from individual firms. Furthermore, the interaction and integration among platform layers give rise to commodity and value platform layers that translate into competitive battlegrounds among mobile payment services. This paper therefore represents a concrete step in unraveling the competitive dynamics of platform-driven ubiquitous systems from an architectural viewpoint.
其他关键词:Digital platforms; Layered modular architecture; Mobile payment; Centralized and distributed governance; Ubiquitous systems; UK payment industry