文章基本信息

标题：Absenteeism and productivity: an experience-rating adjustment scheme applied to health insurance in France
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作者：Sébastien Ménard ; Coralia Quintero
期刊名称：Lecturas de Economía
印刷版ISSN：2323-0622
出版年度：2017
期号：88
页码：9-50
DOI：10.17533/udea.le.n88a01
语种：Spanish
出版社：Universidad de Antioquia
摘要：In this paper, we analyze the effects of introducing an experience-rating adjustment scheme on employers? contributions to health nsurance. To this end, we develop a search and matching model in a segmented labor market. In the segment with higher-risk jobs, sick leaves are more frequent and thereby average productivity is lower. The model is calibrated to the French economy. Results from the simulations show that the experience-rating policy slightly improves productivity and employment. In quantitative terms, a 1 % variation in the experience-rating rate induces a 0,48 % reduction in the unemployment spell, a 1,07 % reduction in the days of absence, and a 0.1 % increase in productivity. Finally, this policy also leads to a slightly better economic performance compared to health insurance privatization.
关键词：health insurance;experience rating;productivity;search and matching models;seguro médico;ajuste de primas por siniestralidad;producción;modelos de búsqueda y emparejamiento