出版社:The International Institute for Science, Technology and Education (IISTE)
摘要:“Electronic Banking” refers to the systems that enable bank customers’ access to accounts and general information on bank products and services through a personal computer (PC) or other intellectual devices. Internet facilities have been introduced in Bangladesh in June 1996 beginning a new era of automated banking and commerce. E-banking is the cornerstone and waves of the future banking services and security. Now most of the banks in Bangladesh are providing a number of E-Banking services and playing a pivotal role. E- Banking services is one of the great initiatives to bestow a part of modern world. It provides gigantic benefits to consumers in terms of case and cost of transactions, either through internet, telephone, mobile or other electronic delivery channels. For many consumers, electronic banking means 24-hours access to cash through an Automated Teller Machine (ATM) or Direct Deposit of paychecks into checking or savings accounts. But in present time E-Banking involves numerous types of transactions. E-Banking offences are earlier occurred in Bangladesh. For the expansion and safeguard of transaction in country, here exist different types of laws. Laws look after the consumer's rights and liability with banking safety. Laws have been enacted in this field for interest of consumer and bank to ensure their function, duty and rights as so as liabilities. For personal and governmental safety there exist some rules and regulation and also those have some loopholes. This paper represents the painstaking scenario of e-banking services, offences and how laws cop and formulate a better e-banking environment in Bangladesh and tried to simplify future problems and ultimate possibilities to drawbacks them from E-Banking.