文章基本信息

标题：Assessment of Performance and Risk in the Banking System in Romania
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作者：Viorica IOAN ; Ramona Mariana CALINICA
期刊名称：Annals of Dunărea de Jos University. Fascicle I : Economics and Applied Informatics
印刷版ISSN：1584-0409
出版年度：2017
期号：1
出版社：Dunarea de Jos University of Galati
摘要：The banking system is characterized by multiple dimensions of financial risks that affect performance. Both credit institutions and financial institutions need to improve their risk management understanding and practice in order to successfully manage their entire business. Changes in the financial and institutional sphere have contributed to an increase in financial instability, generating consequences at two different levels: firstly, it has led to a rise in credit risk, and secondly it has raised concerns in the area of banking risk management through the emergence and expansion of performing techniques o f risk management, evaluation and protection.
关键词：Credit institution; Risk ; management; Risk appetite; ; Banking prudence; Operational risk