文章基本信息

标题：Socio-Demographic Indicators, Intelligence, and Locus of Control as Predictors of Adult Financial Well-Being
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作者：Adrian Furnham ; Helen Cheng
期刊名称：Journal of Intelligence
电子版ISSN：2079-3200
出版年度：2017
卷号：5
期号：2
页码：11
DOI：10.3390/jintelligence5020011
语种：English
出版社：MDPI Publishing
摘要：The current study investigated a longitudinal data set of 4790 adults examining a set of socio-demographic and psychological factors that influence adult financial well-being. Parental social status (at birth), childhood intelligence and self-esteem (at age 10), locus of control (at age 16), psychological distress (age 30), educational qualifications (age 34), current occupation, weekly net income, house ownership status, and number of rooms (all measured at age 38 years) were examined. Structural Equation Modelling showed that childhood intelligence, locus of control, education and occupation were all independent predictors of adult financial well-being for both men and women. Parental social status and psychological distress were also significant predictors of the outcome variable for men, but not for women. Whereas for women, in comparison to men, the effects of current occupation and childhood intelligence on the outcome variable appeared to be stronger. The strongest predictor of adult financial well-being was current occupational prestige, followed by educational achievement. The gender deferential of financial well-being indicators and its implications are discussed.
关键词：financial well-being; intelligence; locus of control; malaise; education and occupation; longitudinal financial well-being ; intelligence ; locus of control ; malaise ; education and occupation ; longitudinal