文章基本信息

标题：Consumer Cash Usage: A Cross-Country Comparison with Payment Diary Survey Data
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作者：John Bagnall ; David Bounie ; Kim P. Huynh 等
期刊名称：International Journal of Central Banking
印刷版ISSN：1815-4654
出版年度：2016
出版社：IJCB Publications Fulfillment
摘要：We measure consumers’ use of cash by harmonizing payment diary surveys from seven countries. The seven diary surveys were conducted in 2009 (Canada), 2010 (Australia), 2011 (Austria, France, Germany, and the Netherlands), and 2012 (the United States). Our paper finds cross-country differences—for example, the level of cash usage differs across countries. Cash has not disappeared as a payment instrument, especially for low-value transactions. We also find that the use of cash is strongly correlated with transaction size, demographics, and point-of-sale characteristics such as merchant card acceptance and venue