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  • 标题:FACTORS AFFECTING CLIENT TRUST IN ONLINE BANKING - A CASE STUDY OF SAMAN BANK
  • 作者:HAMIDREZA SAEEDNIA ; HAMIDEH ABDOLLAHI
  • 期刊名称:International Journal of Economics and Business Modeling
  • 印刷版ISSN:0976-531X
  • 电子版ISSN:0976-5352
  • 出版年度:2012
  • 卷号:3
  • 期号:1
  • 页码:149-151
  • 语种:English
  • 出版社:Bioinfo Publications
  • 摘要:This study aimed to determine factors affecting client trust in the context of online banking. We planned to examine the effect of variables; security, privacy, usability, and reputation, perceived by customers, on client trust in online banking. Since commitment has a critical role in establishing long term relations, we include association between trust and commitment in the context of online banking. According to objective, this research is applied and is descriptive-survey on the basis of data gathering method. We surveyed 130 customers of Saman bank and analyzed gathered data with descriptive and inferential statistics regard to factors that affect client trust in online banking. Consequently, we showed direct and significant association between trust and variables such as security, privacy, usability, and reputation. Moreover, we found out that the association between trust and commitment of clients is direct and confirmed at 95% significance. Finally, we showed that we could consider trust as a mediator or intervening variable to promote affective commitment of the clients of the context of online banking.
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