期刊名称：International Journal of Business and Management
印刷版ISSN：1833-3850
电子版ISSN：1833-8119
出版年度：2012
卷号：7
期号：9
页码：126
语种：English
出版社：Canadian Center of Science and Education
摘要：This paper explores the determinants of university working-students’ financial literacy. It further seeks to establish the relationship between financial literacy and certain demographic characteristics. This study adopted a correlational research design as the framework to examine the relationship between variables without determining cause and effect. Data were randomly collected from 250 undergraduate and postgraduate students of a public university in Ghana. The paper found that age and work experience were positively related to financial literacy. Also, mother’s education was positively correlated with respondents’ financial literacy. However, level of study, work location, father’s education, access to media and the source of education on money were all not significantly correlated with financial literacy. A key recommendation is that given the positive correlation between mother’s education and financial literacy, parents should be actively involved in designing educational programs on financial issues at the basic and high school levels for their kids. It is believed that such a step forward will help parents to guard and guide their children’s financial behaviours.
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