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  • 标题:Inter-Observer Risk-Tolerance Agreement Between Husbands And Wives
  • 本地全文:下载
  • 作者:Joseph W. Goetz ; John Gilliam ; John E. Grable
  • 期刊名称:Journal of Business & Economics Research
  • 印刷版ISSN:1542-4448
  • 电子版ISSN:2157-8893
  • 出版年度:2011
  • 卷号:9
  • 期号:2
  • 语种:English
  • 出版社:The Clute Institute for Academic Research
  • 摘要:The purpose of this research was to test the extent to which variability in husbands’ and wives’ self-assessed financial risk can be attributed to variation in risk tolerance or observer bias resulting from measurement error. Using a sample of 188 well-educated married couples, scores from the Survey of Consumer Finances single risk-assessment item were used to evaluate the following null hypothesis: Husbands and wives do not agree on their level of financial risk tolerance. The hypothesis was tested using a percentage agreement test, a Kappa coefficient test, and a chi-square analysis. Findings led to a rejection of the null hypothesis. That is, couples exhibited general agreement in their assessment of financial risk tolerance, although the level of agreement was rather modest.
  • 关键词:Risk Tolerance;Gender;Marital Status;Kappa Test
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