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  • 标题:An exploratory factor analysis of sources underlying organisational conflict-a comparative approach between public and private sector banks.
  • 作者:Nischal, Shivani ; Bhalla, G.S.
  • 期刊名称:Abhigyan
  • 印刷版ISSN:0970-2385
  • 出版年度:2015
  • 期号:January
  • 语种:English
  • 出版社:Foundation for Organisational Research & Education
  • 关键词:Banking industry;Banks (Finance);Conflict management;Discriminant analysis;Factor analysis;Strategic planning (Business)

An exploratory factor analysis of sources underlying organisational conflict-a comparative approach between public and private sector banks.


Nischal, Shivani ; Bhalla, G.S.


"The uncertainty that accompanies organisational change heightens prospects for intra organisational conflict"--Chris Van Tonder

[ILLUSTRATION OMITTED]

Introduction

Life is not a grand harmony. Conflicts are always part of it. The number as well as range of sources of conflict generation is substantive but most of these were theoretical conceptualizations with precise empirical research a rarity. This is little to indicate that organisations actually attempt to establish the underlying causes of organisational conflict and often resorts to conflict management strategies without determining the sources or causes of conflict which is regarded a key element for resolving conflict (Mayer, 2000; Havenga, 2004; Tonder, 2008; Visagie, 2008). This research paper actually attempts to explore the various factors or issues behind the conflict scenario in the organisations with the help of exploratory factor analysis. The variables have been derived from theoretical review of literature, intuitive knowledge of researchers and after consulting employee database of banks selected under study (table II). In literature review, Bahadur (1993) indicated in her research that the major causes of conflict were competition between individuals, competition between department, competition between groups, scarcity of resources, ambiguity of rules & legislation, changes in organisational structure & system and introduction of new technology. Wall et al (1995) revealed that the various causes of conflict that were (a) Individual characteristics including personality, values, goals, commitment to position, stress & anger, (b) Interpersonal factors, (c) Communication, (d) Behaviour, (e) Structure, (f) Previous interaction and related issues. Galinsky (2002) especially focused upon various causes of inter-group conflict that were incompatible interests, scarcity of resources, and competition over same resources etc. Tonder, Havenga and Visagie (2008) explored the perceived sources, causes and impacts of conflict in two South African organisations. Factor analysis extracted the four major factors namely (a) racially informed management practices, (b) inadequate and ineffective resources, (c) work demands associated with technology and (d) unjust layoffs. Ongori Henry (2009) identified the major causes of conflict that were responded by respondents were limited resources (29 percent), followed by interdependence (19 percent), competition (11 percent), poor planning (14 percent), lack of communication (11 percent), and performance criteria (9 percent) with their respective percentages. Ghaffar (2010) found limited resources, independent work activities, differentiation of activities, communication problems, difference in perceptions, environment of organisation, individual differences, unclear authority structures, difference in attitudes, task symmetries and difference in time horizons as major sources of conflict. Hotepo et al (2010) indentified lack of resources (25 percent), followed by Communication problems (20.8 percent), competition (12.5 percent), lack of cooperation (12.5 percent), inter-dependence (10.4 percent), different expectations (10.4 percent) and salary comparison (9.4 percent) as major conflict generating factors with their respective percentages. Pathak Mitali (2010) stressed upon the psychological dimensions of stress and conflict and revealed the factors causes stress were work overload, pressures on duty and demanding superior. These stressful factors arouse from task demands, role demands, interpersonal demands, organisational structure, organisational life stage and organisational leadership. Obasan (2011) explored that the major causes of conflict that were unacceptable terms of employment, poor human relations, no worker participation and autocratic style of managers. Adebile and Ojo (2012) found that the major causes of intra-organisational conflict were communication (30 percent), followed by different expectations (18.7 percent), lack of resources (16 percent), salary comparison (16 percent), lack of cooperation (9.3 percent), competition (6.7 percent) and interdependence (2.7 percent) with their respective percentages. The conflict management can only be possible if the highly destructive factors underlying the conflict scenario are well known. Even though review of literature is quite exhaustive in nature but certain gaps in empirical as well as theoretical grounds are still prevalent. The present study will try to cover some of the research gaps pertaining to empirical work on conflict generating sources in public and private sector banks of Punjab in comparative form.

Objectives and Research Methodology

The main objectives of research paper are (i) to explore the factors underlying the destructive conflict in public and private sector banks of Punjab and (ii) to analyse comparatively the significant factors generating conflict between public and private sector banks selected under the sample of the study. The sample of the study includes 541 bank employees from twenty commercial banks situated in Amritsar, Jalandhar and Ludhiana cities of Punjab. Ten banks each from public sector and private sector has been selected on the basis of highest number of employees (Prowess Software and annual reports of these banks March, 2011). Convenience cum Judgement sampling technique had been chosen for the purpose of study. The pre-tested structured questionnaire has been utilized under the study and responses were recorded on 5 point's likert scale. Data analysis has been done with the help of SPSS V. 18. Exploratory factor analysis, weighted average mean scores and Independent sample t-test have been applied to analyse the data.

Exploratory Factor Analysis of Sources of Conflict at Workplace

This section deals with the data analysis of first objective of the study i.e. to identify the factors responsible for causing destructive conflict in the public and private sector banks of Punjab and the first step of scale refinement has been initiated. A total of 48 variables have been selected as mentioned in appendices for the purpose of indentifying the various factors of conflict perceived by employees of public sector and private sector banks under study. The selection of these variables (Table II) are based upon the review of literature, intuitive knowledge of the researcher as well as direct interviewing with the employees of these banks under study. Reliability analysis has been conducted in order to identify and eliminate irreverent variables. According to criteria of scale purification and development by Churchill, 1974, The variables C9, C10, C15, C16, C21, C24, C41, C42 & C46 has been excluded and the overall composite value of alpha has increased to 0.875 that can be clearly observed from table I. So, the process of checking reliability of the scale provided 39 items scale named as C-Scale.

Exploratory Factor analysis has been performed in order to examine the sample adequacy and appropriateness of data so collected. In the present research work, the factor analysis has been employed on 39 statements with the help of principal component method that considers total variance and derives factors that contain small proportion of unique variance. In current study, the VARIMAX approach of orthogonal rotation was used to simplify the columns of the factor matrix providing simplified and more meaningful factors. Items having loadings less than 0.40 have been dropped (Hair et al, 2003). Factor analysis resulted into ten factor solution (Table II). The KMO measure of sampling adequacy is an index used to examine the appropriateness of factor analysis and comes out 0.675, as mentioned in Table II. High value of KMO that range between 0.50 and 1.0 indicate that sample size is adequate for applying factor analysis (Kaiser, 1970). Diagonals of anti-image correlation display the KMO statistic for each variable varying from 0.6 to 0.8 and found sufficiently high for the items under study. Anti-Image matrices concerning sources of conflict in workplace indicate the existence of true factors. Partial correlations are low as compares to others. So, the true factors exist in the data under analysis. The Bartlett's test of sphericity is a test statistic used to examine the hypothesis that the variables considered in the study are uncorrelated and correlation matrix of variables under study is an identity matrix i.e. each variable correlates perfectly with itself but no correlation with other variables. In the current study, the test value ([chi square]) = 27424.012, which is found highly significant and p=0.000 * that indicates the rejection of null hypothesis and concluded that correlation matrix of variables under study is not an identity matrix. The correlation matrix of sources of conflict computed mean correlations that vary between 0.011-0.878. High correlation is found between the variables under study. So, the selected 39 variables' scale (Table I & II) has been subjected to Exploratory Factor Analysis with the help of principal component method. Items having loadings less than 0.40 have been dropped. Also based upon the thumb rule, the sample size should be at least five times of the number of variables has been ensured and items for which factor loadings was found less than 0.40 have been dropped to purify scale and judging construct validity. According to Pett, Lackey and Sullivan (2004), the commutative variance explained should be more than 60 percent in social sciences. Table II displays the proportion of variance explained by ten extracted factors and total variance explained i.e. 82.154 percent. According to criteria given by Kaiser, 1960, Factors having Eigen value greater than 1 were kept only. It depicts that the variance explained by that factor is more than unexplained variance. Factor Loadings has been analysed with the help of rotated component matrix. Table II further provides the summary of the results of Factor Analysis which further displays the mean importance, factor loadings, percentage of variance explained, Eigen values and cronbach's alpha ([alpha]) for various factors that has been extracted with the help of EFA. Coefficients having loading less than 0.40 has been suppressed in the analysis because loading less than .40 represents low correlation and would be insufficient. The criteria for convergent validity have been satisfied because all the variables within a single factor are highly correlated. Convergent validity can be very much evident from factor loadings mentioned in Table II as they are highly correlated. Convergent validity has been satisfied by all three aspects i.e., construct reliability ([alpha] > 0.60); all dominant variable within factor have factor loading greater than 0.45 ([pi] > 0.45) and variance extracted is greater than 0.5 for all constructs. Discriminant validity has also been satisfied as the variables are more strongly related to its own factors rather than to other factors ([pi] > 0.45 in own particular construct and [pi] < 0.15 in other constructs). The Labelling of various factors and their description has been mentioned as follows:

Factor-1 Defective Administrative, Structural and Behavioural Issues

This is very first factor that explains 23.587 percent of total variance explained (maximum) and has highest Eigen value of 8.727. Eleven variables have been loaded on this factor. The highest loading 0.933 is for the variable "Misuse of Power" followed by "Unclear Authority Structures" with a loading of 0.922, "Defective Administrative Procedures" with a loading of 0.912, "Open Criticism" with a loading of 0.885, "Desire for Autonomy" with a loading of 0.850, "General & Conduct Issues" with a loading of 0.708, "Attitude Problems" with a loading of 0.641, "Blocking Other party's goals" with a loading of 0.640, "Unrealistic Expectations of Employees" with a loading of 0.506, "Low Job Satisfaction" with a loading of 0.490 and "Snubbing done amongst Employees" with loading of 0.470. This factor covers all statements concerning administration pressures, structural problems and behavioural problems that emerge as an important source of conflict at workplace.

Factor-2 Lack of Synchrony and Individual Differences

This factor explains 15.616 percent of total variance explained and has Eigen value of 5.778. This factor consists of seven variables. "Interpersonal Disagreements" has a highest factor loading of 0.936 followed by "Different Idea logic and Philosophic Basis" with a loading of 0.924, "Personality Clashes" with a loading of 0.831, "Value Discrepancies" with a loading of 0.623, "Personal Likes & Dislikes" with a loading of 0.582, "Cultural & Racial Differences" with a loading of 0.524, and "Role Clashes" with a loading of 0.509. This factor states that the various discrepancies or differences among employees such as cultural, values, racial, interpersonal disagreements and different ideological issues cause conflict at workplace.

Factor-3 Conflict Generation Through Emotional Escalations

This factor has an Eigen value of 5.480 and explains 14.811 percent of total variance explained. Four statements have been loaded on this factor. "Professional Jealousies" has highest factor loading of 0.888 followed by "Anger & Stress" with a factor loading of 0.847, "Frustration" with a factor loading of 0.776 and "Bullying & Harassment" with a factor loading of 0.554. This factor elaborates that various emotional escalations such as frustration on job, professional jealousies, anger & stress contributes towards generation of conflict in selected banks under study.

Factor-4 Inadequate Resources and Performance Issues

This factor explains 6.938 percent of total variance and has an Eigen value of 2.567. This factor consisted of five statements. "Limited resources" has a highest factor loading of 0.740 followed by "Insufficient Bonus & Reward Policy" with a factor loading of 0.726, "Promotional Failures" 0.689, "Salary Differences" with a factor loading of 0.661 and "Performance Issues" with a factor loading of 0.480. This factor demonstrates the non-availability of resources, various promotional and performance issues at workplace generate conflicting situations.

Factor-5 Lack of Adoption to Work and Related Problems

Four statements have been loaded on this factor. "Resistance to use new technology" has maximum loading of 0.908 followed by "Task Interdependence" with a factor loading of 0.592, "No Proper Division of Work" with a factor loading of 0.572 and "Work Overload" with a factor loading of 0.552. All the statement under this very factor elaborates problems related to work that cause conflict in banks.

Factor-6 Preferential Treatments

This Factor explains 5.155 percent of total variance and has an Eigen Value of 1.907. This factor consists of two statements. "One Sided Preferential treatments" has a highest factor loading of 0.826 followed by "Favouritism" with a loading of 0.570. Preferential treatments provided in the workplace emerged as a source of conflict among the other employees of banks selected under current study.

Factor-7 Interactional Issues

This factor is defined as lack of cooperative behaviour, improper and insufficient communication generates conflicting scenario at the workplace. This factor has Eigen value of 1.275 and explains 3.447 percent of total variance. "Improper & Insufficient Communication" has highest loading of 0.719 followed by "Lack of Cooperation" with a loading of 0.522.

Factor-8 Domestic Impacts/Issues

This is eighth identifiable factor having an Eigen value of 1.065 and explains 2.880 percent of the total variance. This factor covers two variables. The variable "Family Background" has a loading of 0.549 followed by "Domestics Life's Impact" with loading of 0.534. Family background and domestic issues often impact the psyche and behaviour of the personnel working in these banks and contributes towards conflicting scenario in banks.

Factor-9 Job Insecurity

Job Insecurity variable having Eigen value=1.042 explains 1.768 percent out of the total variance explained. This factor is having a factor loading of 0.551 and composite mean score of public and private sector scenario came out to be 2.8121 while there is high job security in public sector banks so the respondents had given low weightage to this particular variable with WAS=1.2 but high job insecurity had been found among the employees of private sector banks with WAS=4.3. Hence conflict generation through insecurity of job have been majorly found among the employees of private sector commercial banks.

Factor-10 Impact of Strong Bank Unions

This is last identifiable factor having 1.652 percent of total variance explained with an Eigen value of 1.020. Bank unions have been strongly impacting the human behaviour and working environment so long; thereby generating conflictual scenarios in this service sector. Bank unions are having strong impact towards the generation of conflicts in these public sector banks (WAS=3.9), private sector banks (WAS=3.5) and overall composite sample (WAS=3.7) selected under study with their respective weighted average scores.

Comparative Study between Public and Private Banks concerning Various Sources of Conflict

Now under comparative study between public and private sector banks; Table III displays rank orders that has been computed on the basis of WAS (Weighted Average Scores) which clearly indicates that "Interactions issues" ranks first with WAS=4.2 followed by "Conflict Generation through Emotional Escalations" (WAS=4.0); Lack of Adoption to Work and Related Problems (WAS=3.9); Impact of Strong Trade Unions (WAS=3.9); "Defective Administrative, Structural & Behavioural Issues" (WAS=3.7); "Lack of Synchrony and Individual Differences" (WAS=3.6); "Domestic Impacts" (WAS=2.8); "Preferential Treatments" (WAS=2.7); "Inadequate Resources and Performance Issues" (WAS=2.6) and Job Insecurity (WAS=1.2) with their respective weighted average scores in public sector banks. Wherever in private sector banks, "Interactional Issues" & "Job Insecurity" with WAS=4.3 ranks first followed by "Lack of Adoption to Work and Related Problems" (WAS=4.2); "Conflict Generation through Emotional Escalations" (WAS=4.1); "Domestic Impacts" (WAS=4.0); "Defective Administrative, Structural & Behavioural Issues" (WAS=3.7); "Lack of Synchrony and Individual Differences" (WAS=3.6); "Preferential Treatments" (WAS=3.6); Impact of Strong Trade Unions (WAS=3.5) and "Inadequate Resources and Performance Issues" (WAS=2.5) with their respective weighted average scores. Overall pooled results indicates that "Interactional Issues" with WAS=4.2 ranks first followed by "Lack of Adoption to Work and Related Problems" (WAS=4.1); "Conflict Generation through Emotional Escalations" (WAS = 4.0); "Defective Administrative, Structural & Behavioural Issues" (WAS=3.7); "Impact of Strong Bank Unions" (WAS=3.7); "Lack of Synchrony and Individual Differences" (WAS=3.6); "Domestic Impacts" (WAS=3.4); "Preferential Treatments" (WAS=3.1); "Job Insecurity" (WAS=2.8) and "Inadequate Resources and Performance Issues" (WAS=2.5) with their respective weighted average scores.

After the exploration of these ten factors of conflict generation, Independent sample t-test has also been applied in order to find out the significant differences of opinions towards various factors generating conflict among the employees of public sector and private sector banks.

This section deals with testing the null hypothesis (H01) which states that there is no significant difference in the factors responsible for conflict perceived by the employees of public sector and private sector banks. According to sector orientation, respondents have been divided into two categories: public sector and private sector. Various sources of conflict have been taken as dependent variables and sector has been taken as independent variable. Table IV depicted summary of descriptive statistics and t-test applied on various sources of conflict according to sectorial distribution.

H01 (Null Hypothesis): There is insignificant difference in the factors responsible for conflict perceived by the employees of public sector and private sector banks.

[H.sub.0]1 (Alternate Hypothesis): There is significant difference in the factors responsible for conflict perceived by the employees of public sector and private sector banks.

Factors or variables were put to homogeneity of variance test. The variables where F value in Levene's Test of Homogeneity of Variance was not significant (p>0.05), the t value and its significance in "Equal Variance Assumed" row was notified and wherever F value in Levene's Test of Homogeneity of Variance was found significant (p<0.05), the t value and its significance in "Equal Variance not Assumed" row was notified. T values and its significance (represented by asterisks) have been indicated in table IV. Conclusion has been drawn that there are significant differences that have been found regarding the various sources of conflict between the employees of public sector and private sector banks in the context of CF-5 (t=-4.429; p<0.05 *), CF-6 (t=-8.407; p<0.05 *), CF-8 (t=-18.716; p<0.05 *), CF-9 (t=-25.251; p<0.05 *) and CF-10 (t=6.215; p<0.05 *) respectively. Insignificant differences have been found in context of CF1, (t=-0.413, p>0.05) CF-2, (t=0.199, p>0.05) C-3, (t=-1.886, p>0.05) CF-4 (t=1.214, p>0.05) and CF-7 (t=0.423, p>0.05) respectively. Overall status concerning sources of conflict clearly represents significant differences (t=-6.158, p<0.05 *) regarding sources of conflict perceived by employees of public sector and private sector. Results concluded that some sources of conflict are statistically significant (p<0.05 *) across public and private sectorial fragments while others have been found insignificant. Null hypothesis (H01) has been partially accepted in case of CF-1, CF-2, CF-3, CF-4 and CF-7) and partially rejected in case of CF-5, CF-6, CF-8, CF9, CF-10 and overall sources of conflict status. Hence differences have been found practically meaningful.

Conclusion, Suggestions and Managerial Implications

This research paper deals with data analysis regarding two objectives of the study, i.e., to identify the factors responsible for generating destructive conflict and to analyse comparatively the significant factors generating conflict between public and private sector banks selected under the sample of the study. Ten factors have been extracted with the help of exploratory factor analysis i.e., (1) Defective Administrative, Structural & Behaviour Issues, (2) Lack of Synchrony and Individual Differences, (3) Conflict Generative through Emotional Escalations, (4) Inadequate Resources and Performance Issues, (5) Lack of Adoption to Work and Related Problems, (6) Preferential Treatments, (7) Interactional Issues, (8) Domestic Impacts, (9) Job Insecurity and (10) Impact of Strong Trade Unions. Further, factor average scores and rank orders have been calculated in order to find their relative importance. Independent sample results also revealed significant differences between the perceptions of public and private sector bank employees. The results have found in congruence with the studies conducted by Wall et al (1995); Fisher (2000); Rahim (2002); Ikeda et al. (2005); Tonder et al. (2008) Ghaffar (2010); Hotepo et al. (2010) Obasan (2011); Riaz at al. (2011); Kaur (2012); Olukayode at al. (2012). Managers should give proper attention towards the major antecedents of conflict generation in the banks because the conflict management in their relative concerns is only possible if their causes are well known. So, it has been recommended that management should follow regular interactive activities to ensure a good degree of functionality of organisation and sincere efforts should be made towards understanding of various sources of conflict generation in their respective banks in order to reduce tensions as well as the impacts of destructive conflict. It will automatically helps in cultivating a good atmosphere of mutual acceptance and better understanding. Management should have open communication policy so that the human resource can come closer, collaborate and make compromises where possible with the authorities concerned. If the workplace conflict is managed properly then it helps the management to achieve its strategic objectives with the better work performance of banking staff; positive working environment that will automatically leads towards high organisational productivity. Further study can be conducted in variety of sectors to explore the possible sources that generate conflicts in the respective firms and the impact of destructive conflict can be further examined upon the work productivity of bank personnel as well as upon organisation's overall performance.

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Shivani Nischal

Senior Research Fellow, Department of Commerce and Business Management, Guru Nanak Dev University, Amritsar, Punjab.

G.S. Bhalla

Professor, Department of Commerce and Business Management, Guru Nanak Dev University, Amritsar, Punjab.
Table I

Descriptive Statistics, Item-Total Statistics and
Cronbach's alpha (a) (Final) of Sources of Conflict
in Selected Public and Private Sector Banks

Var.   Scale Mean    Scale      Corrected    Cronbach's Alpha
        if Item     Variance   Item Total    ([alpha]) if Item
        Deleted     if Item    Correlation        Deleted
                    Deleted

c1       133.40     341.617       0.294            0.870
c2       132.94     355.613       0.075            0.873
c3       133.26     332.526       0.530            0.863
c4       134.23     343.561       0.331            0.868
c5       132.35     360.810       0.015            0.874
c6       131.95     358.442       0.167            0.870
c7       132.53     360.383       0.060            0.872
c8       132.65     355.406       0.097            0.874
e11      132.39     341.946       0.466            0.865
c12      132.92     323.951       0.664            0.860
c13      132.70     329.576       0.590            0.862
c14      132.22     350.985       0.300            0.868
c17      132.75     347.041       0.328            0.868
c18      134.31     350.850       0.246            0.870
c19      132.05     359.723       0.073            0.872
c20      132.25     358.330       0.126            0.871
c22      133.61     345.056       0.269            0.870
c23      132.72     326.863       0.621            0.861
c25      132.39     349.263       0.386            0.867
c26      134.26     348.651       0.227            0.871
c27      133.10     320.909       0.744            0.858
c28      133.12     312.648       0.870            0.854
c29      132.17     353.496       0.355            0.868
c30      132.22     349.050       0.396            0.867
c31      132.77     356.717       0.101            0.873
c32      132.47     347.772       0.305            0.868
c33      132.23     331.765       0.670            0.861
c34      132.66     354.215       0.645            0.860
c35      132.38     354.448       0.242            0.869
c36      132.45     349.512       0.374            0.862
c37      132.77     331.935       0.694            0.861
c38      132.70     329.521       0.711            0.860
c39      133.13     331.114       0.574            0.862
c40      133.05     356.273       0.089            0.874
c43      132.50     351.506       0.310            0.868
c44      133.36     341.194       0.331            0.868
c45      132.46     349.604       0.374            0.867
c47      132.14     347.159       0.578            0.865
c48      132.47     349.350       0.376            0.867

Overall Cronbach's alpha ([alpha]) = 0.875, n=39

Table II

Summary of Mean Importance, Factor Loading, percent of Variance
Explained; Eigen Values and Cronbach's alpha of Extracted Factors

Factor Coding   Factor Statements          Mean      Factor
                                        Importance   Loading

CF-1            Defective                 3.7656
                  administrative,
                  structural &
                  behavioural issues
C37-Misuse of power & status               3.70       0.933
C38-Unclear authority structures           3.77       0.922
C33-Defective administrative               4.23       0.912
  procedures
C12-Open Criticism                         3.55       0.885
C23-Desire for autonomy                    3.75       0.850
C11-General & conduct issues               4.08       0.708
C47-Attitude problems                      4.33       0.641
C13-Blocking other party's goals           3.77       0.640
C27-Unrealistic expectations               3.37       0.506
  of employees
C39-Low Job satisfaction                   3.34       0.490
C2-Snubbing done amongst employees         3.53       0.470
CF-2            Lack of synchrony         3.6786
                  and individual
                  differences
C45-Interpersonal disagreements            4.01       0.936
C48-Different idea logic                   4.00       0.924
  & Philosophic basis
C17-Personality clashes                    3.72       0.831
C18-Value discrepancies                    2.16       0.623
C28-Personal likes & dislikes              3.35       0.582
C19- Cultural & racial differences         4.42       0.524
C35-Role clashes                           4.09       0.509
CF-3            Conflict generation       4.0795
                  through emotional
                  escalations
C32-Professional Jealousies                4.00       0.888
C5-Anger & Stress among employees          4.12       0.847
C43-Frustration                            3.97       0.776
C20-Bullying & harassment                  4.22       0.554
CF-4            Inadequate                2.5867
                  resources
                  and performance
                  issues
C22-Limited resources                      2.86       0.740
C4-Insufficient bonus & reward policy      2.24       0.726
C26-Promotional failures                   2.21       0.689
C25-Salary differences                     4.08       0.661
C40-Performance issues                     1.54       0.480

CF-5            Lack of adoption          4.1030
                  to work and
                  related
                  problems
C31-Resistance to use new technology       3.70       0.908
C7-Task interdependence                    3.94       0.592
C6-No proper division of work              4.52       0.572
C14-Work overload                          4.25       0.552
CF-6            Preferential              3.1580
                  treatments
C44- One Side preferential treatment       3.11       0.826
C3-Favouritism                             3.21       0.570
CF-7            Interactional             4.2726
                  issues
C29-Improper & insufficient                4.30       0.719
  communication
C30-Lack of cooperation                    4.25       0.522
CF-8            Domestic                  3.4473
                  impacts/Issues
C8-Family background                       3.82       0.549
C1-Domestic life's impact                  3.07       0.534
CF-9            C34 Job insecurity        2.8121      0.551
CF-10           C36 Impact of             3.7211      0.529
                  strong bank
                  unions

Factor Coding   Factor Statements        percent    Eigen
                                           of       Value
                                        Variance
                                        Explained

CF-1            Defective                23.587     8.727
                  administrative,
                  structural &
                  behavioural issues
C37-Misuse of power & status
C38-Unclear authority structures
C33-Defective administrative
  procedures
C12-Open Criticism
C23-Desire for autonomy
C11-General & conduct issues
C47-Attitude problems
C13-Blocking other party's goals
C27-Unrealistic expectations
  of employees
C39-Low Job satisfaction
C2-Snubbing done amongst employees
CF-2            Lack of synchrony        15.616     5.778
                  and individual
                  differences
C45-Interpersonal disagreements
C48-Different idea logic
  & Philosophic basis
C17-Personality clashes
C18-Value discrepancies
C28-Personal likes & dislikes
C19-Cultural & racial differences
C35-Role clashes
CF-3            Conflict generation      14.811     5.480
                  through emotional
                  escalations
C32-Professional Jealousies
C5-Anger & Stress among employees
C4 3-Frustration
C20-Bullying & harassment
CF-4            Inadequate                6.938     2.567
                  resources
                  and performance
                  issues
C22-Limited resources
C4-Insufficient bonus & reward policy
C26-Promotional failures
C25-Salary differences
C40-Performance issues
CF-5            Lack of adoption          6.300     2.331
                  to work and
                  related
                  problems
C31-Resistance to use new technology
C7-Task interdependence
C6-No proper division of work
C14-Work overload
CF-6            Preferential              5.155     1.907
                  treatments
C44- One Side preferential treatment
C3-Favouritism
CF-7            Interactional             3.447     1.275
                  issues
C29-Improper & insufficient
  communication
C30-Lack of cooperation
CF-8            Domestic                  2.880     1.065
                  impacts/Issues
C8-Family background
C1-Domestic life's impact
CF-9            C34 Job insecurity        1.768     1.042
CF-10           C36 Impact of             1.652     1.020
                  strong bank
                  unions

Factor Coding   Factor Statements        Construct
                                        Reliability
                                         ([alpha])

CF-1            Defective                  0.909
                  administrative,
                  structural &
                  behavioural issues
C37-Misuse of power & status
C38-Unclear authority structures
C33-Defective administrative
  procedures
C12-Open Criticism
C23-Desire for autonomy
C11-General & conduct issues
C47-Attitude problems
C13-Blocking other party's goals
C27-Unrealistic expectations
  of employees
C39-Low Job satisfaction
C2-Snubbing done amongst employees
CF-2            Lack of synchrony          0.846
                  and individual
                  differences
C45-Interpersonal disagreements
C48-Different idea logic
  & Philosophic basis
C17-Personality clashes
C18-Value discrepancies
C28-Personal likes & dislikes
C19-Cultural & racial differences
C35-Role clashes
CF-3            Conflict generation        0.821
                  through emotional
                  escalations
C32-Professional Jealousies
C5-Anger & Stress among employees
C43-Frustration
C20-Bullying & harassment
CF-4            Inadequate                 0.767
                  resources
                  and performance
                  issues
C22-Limited resources
C4-Insufficient bonus & reward policy
C26-Promotional failures
C25-Salary differences
C40-Performance issues

CF-5            Lack of adoption           0.725
                  to work and
                  related
                  problems
C31-Resistance to use new technology
C7-Task interdependence
C6-No proper division of work
C14-Work overload
CF-6            Preferential               0.735
                  treatments
C44-One Side preferential treatment
C3-Favouritism
CF-7            Interactional              0.677
                  issues
C29-Improper & insufficient
  communication
C30-Lack of cooperation
CF-8            Domestic                   0.671
                  impacts/Issues
C8-Family background
C1-Domestic life's impact
CF-9            C34 Job insecurity
CF-10           C36 Impact of
                  strong bank
                  unions

CF-Factor's coding concerning sources of perceived
conflict at workplace; (KMO: 0.675; Barlett's Test
of Sphericity([chi square])= 27424.012; df=666;
p= 0.000 *); Overall mean score= 3.56245, [Note:
Variables selected from Literature Survey: Bercovitch,
J. (1982), Wall, J.A. & Callistor
(1995), Ikeda, A.A., Oliviera & Campomar (2005),
Tonder, C.V., Havenga, W. & Jan Visagie (2008),
Riaz, M.K., Junaid , Ghaffar, Hotepo,O.M.,
Asokere. A.S.S., & I.A.A. Azzez (2010), Obasam
Kehinde (2011), Ede Osun State, Olukayode et al.
(2012) and Kaur, H. (2012)]

Table III

Overall Status of Extracted Factors Concerning Sources of Conflict
in Selected Public and Private Sector Banks

Var.    Factor Statements            Public       Private
                                     Sector       Sector

                                     WAS   Rank   WAS   Rank

CF-1    Defective Administrative,    3.7    5     3.7    6
          Structural &
          Behavioural Issues
CF-2    Lack of Synchrony and        3.6    6     3.6    7
          Individual Differences
CF-3    Conflict Generation          4.0    2     4.1    4
          through Emotional
          Escalations
CF-4    Inadequate Resources         2.6    9     2.5    10
          and Performance Issues
CF-5    Lack of Adoption to Work     3.9   3. 5   4.2    3
          and Related Problems
CF-6    Preferential Treatments      2.7    8     3.6    8
CF-7    Interactional Issues         4.2    1     4.3   1.5
CF-8    Domestic Impacts/Issues      2.8    7     4.0    5
CF-9    Job Insecurity               1.2    10    4.3   1.5
CF-10   Role of Strong Bank Unions   3.9   3.5    3.5    9

Var.    Factor Statements            Pooled
                                     Sample

                                     WAS   Rank

CF-1    Defective Administrative,    3.7   4.5
          Structural &
          Behavioural Issues
CF-2    Lack of Synchrony and        3.6    6
          Individual Differences
CF-3    Conflict Generation          4.0    3
          through Emotional
          Escalations
CF-4    Inadequate Resources         2.5    10
          and Performance Issues
CF-5    Lack of Adoption to Work     4.1    2
          and Related Problems
CF-6    Preferential Treatments      3.1    8
CF-7    Interactional Issues         4.2    1
CF-8    Domestic Impacts/Issues      3.4    7
CF-9    Job Insecurity               2.8    9
CF-10   Role of Strong Bank Unions   3.7   4.5

(Source: Primary Data; CF-Factor's coding
concerning sources of conflict at workplace.)

Table IV

Summary of Mean Scores and Independent
Sample t-test for Group Differences
Concerning Various Sources of Conflict

Variables   Public            Private
            Sector (270)      Sector (271)

             WAS      S.D.     WAS      S.D.

CF-1        3.7484   .96299   3.7828   .97784
CF-2        3.6853   .74959   3.6720   .81123
CF-3        4.0120   .86313   4.1472   .80302
CF-4        2.6155   .56508   2.5578   .54027
CF-5        3.9742   .80004   4.2324   .52927
CF-6        2.7011   1.3148   3.6167   1.21648
CF-7        4.2841   .65013   4.2611   .61530
CF-8        2.8081   .62516   4.0889   .93540
CF-9        1.2012   .51520   4.2561   .62210
CF-10       3.9810   .98215   3.5121   .45216
OF-11       3.2611   .45312   3.7810   .44860

Variables         t-values

CF-1        -0.413 (INS, p>0.-05)
CF-2         0.199 (INS, p>0.05)
CF-3        -1.886 (INS, p>0.05)
CF-4         1.214 (INS, p>0.05)
CF-5          -4.429 * (p<0.05)
CF-6          -8.407 * (p<0.05)
CF-7         0.423 (INS, p>0.05)
CF-8         -18.716 * (p<0.05)
CF-9         -25.251 * (p<0.05)
CF-10         6.215 * (p<0.05)
OF-11         -6.158 * (p<0.05)

* Significant at 0.05 level, INS= Insignificant
at 0.05 level; OF-11= Overall Status of various
sources or causes of conflict at workplace. [Note:
Public Sector Banks under sample: State Bank of
India, Punjab National Bank, Canara Bank, Bank
of Baroda, Bank of India, Central Bank of
India, Union Bank of India, Syndicate Bank and
Indian Overseas Bank; Private Sector Banks under
sample: ICICI Bank, HDFC Bank, AXIS Bank,
Kotak Mahindra Bank, Jammu & Kashmir Bank, ING
Vysya Bank, Indusind Bank, Karnataka Bank,
South Indian Bank and Karur Vysya Bank]
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