文章基本信息

标题：Does Bank Efficiency Matter? A Case of Egypt
本地全文：下载
作者：Hassan Hassan ; Ammar Jreisat
期刊名称：International Journal of Economics and Financial Issues
电子版ISSN：2146-4138
出版年度：2016
卷号：6
期号：2
页码：473-478
语种：English
出版社：EconJournals
摘要：This paper offers to measure the efficiency of the Egyptian banks and its determining factors. Using data envelopment analysis in the first stage to find the efficiency level for banks, by comparing the efficiency of large, medium and small banks and the efficiency of foreign and domestic banks through a balanced panel which cover 14 banks operating in Egypt from 1997 to 2013. A detailed analysis per banking group reveals that medium banks are the most efficient ones, followed by foreign banks. In the second stage, potential determinants of technical efficiency are studied using a regression model using method developed by Papke and Wooldridge (1996). The variables LTA, LTD, and NIM are all statistically significant with positive affected on the efficiency level for the Egyptian banks, however, number of branches and NIETA all statistically significant with negatively affected on the efficiency level for the Egyptian banks. Keywords: Egyptian banks; Technical efficiency; pure technical efficiency; Scale Efficiency; Data envelopment analysis JEL Classifications: D22, D24, D61, G21
其他摘要：This paper offers to measure the efficiency of the Egyptian banks and its determining factors. Using data envelopment analysis in the first stage to find the efficiency level for banks, by comparing the efficiency of large, medium and small banks and the efficiency of foreign and domestic banks through a balanced panel which cover 14 banks operating in Egypt from 1997 to 2013. A detailed analysis per banking group reveals that medium banks are the most efficient ones, followed by foreign banks. In the second stage, potential determinants of technical efficiency are studied using a regression model using method developed by Papke and Wooldridge (1996). The variables LTA, LTD, and NIM are all statistically significant with positive affected on the efficiency level for the Egyptian banks, however, number of branches and NIETA all statistically significant with negatively affected on the efficiency level for the Egyptian banks. Keywords: Egyptian banks; Technical efficiency; pure technical efficiency; Scale Efficiency; Data envelopment analysis JEL Classifications: D22, D24, D61, G21