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  • 标题:Challenges and Prospects of Micro Finance Institutions A Detailed Study in India and Saudi Arabia
  • 本地全文:下载
  • 作者:Omar Al- Aboud ; Syed Mohammad Faisal
  • 期刊名称:Research Journal of Finance and Accounting
  • 印刷版ISSN:2222-1697
  • 出版年度:2016
  • 卷号:7
  • 期号:6
  • 页码:104-108
  • 语种:English
  • 出版社:The International Institute for Science, Technology and Education (IISTE)
  • 摘要:This paper is an attempt to explore some major challenges as well as prospects to the successful provision of micro financing in India and Saudi Arabia that can be stated as improved governance, professional management, improved internal transparency, lowering costs, better targeting of the low income group, expanding beyond credit to meet the diverse needs of borrowers, and a better financial infrastructure.The question arises here is if the transformation from an NGO to NBFC helps or hinders an MFI’s ability to meet these challenges.This study explores the growth and status of Microfinance in India and Saudi Arabia during 2015-16.This further explores the salient features of MFIs both in India and Saudi Arabia perspective.
  • 其他摘要:This paper is an attempt to explore some major challenges as well as prospects to the successful provision of micro financing in India and Saudi Arabia that can be stated as improved governance, professional management, improved internal transparency, lowering costs, better targeting of the low income group, expanding beyond credit to meet the diverse needs of borrowers, and a better financial infrastructure.The question arises here is if  the transformation from an NGO to NBFC helps or hinders an MFI’s ability to meet these challenges.This study explores the growth and status of Microfinance in India and Saudi Arabia during 2015-16.This further explores the salient features of MFIs both in India and Saudi Arabia perspective. Keywords: Microfinance, Solvency, Risk, Return, Non Performing Assets (NPAs), Strategic Management Framework.
  • 关键词:Microfinance; Solvency; Risk; Return; Non Performing Assets (NPAs); Strategic Management Framework.
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