文章基本信息

标题：The Future of the Mobile Payment as Electronic Payment System
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作者：Zlatko Bezhovski
期刊名称：European Journal of Business and Management
印刷版ISSN：2222-2839
电子版ISSN：2222-2839
出版年度：2016
卷号：8
期号：8
页码：127-132
语种：English
出版社：The International Institute for Science, Technology and Education (IISTE)
摘要：The development of the Internet and the arrival of e-commerce fostered digitalization in the payment processes by providing a variety of electronic payment options including payment cards (credit and debit), digital and mobile wallets, electronic cash, contactless payment methods etc. Mobile payment services with their increasing popularity are presently under the phase of transition, heading towards a promising future of tentative possibilities along with the innovation in technology. In this paper, we will evaluate the current state and growth of mobile payments and other electronic payment systems in markets around the world and take a look at the future of this industry. We analyze various systems of electronic payment services, security issues related to them and the future of the mobile payment mode. This paper will also examines the factors affecting adoption of mobile payment methods by consumers. With all the security and convenience provided by mobile electronic payment method, we can expect further growth of mobile payments worldwide even surpassing payments made by credit and debit cards. However, there are several barriers identified to the adoption of this payment method; so certain measures should be taken to grant this industry a promising future ahead.
关键词：e-commerce; m-commerce; Payment Systems; Mobile Payments; e-business