文章基本信息

标题：The Impact of Privatization in Insurance Industry on Insurance Efficiency in Iran
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作者：Shahram Gilaninia ; Hosein Ganjinia ; Azadeh Asadian 等
期刊名称：International Journal of Innovative Research in Science, Engineering and Technology
印刷版ISSN：2347-6710
电子版ISSN：2319-8753
出版年度：2013
卷号：2
期号：12
页码：7613
出版社：S&S Publications
摘要：PRIVATIZATION AND LIBERALIZING HAS BEEN AS STRATEGIES THAT IN THE TWO DECADES 1980 AND 1990BY THE INTERNATIONAL MONETARY FUND (IMF), THE WORLD BANK AND OTHER INTERNATIONAL ECONOMIC CENTERSBE RECOMMENDED STRICTLY TO THE VARIOUS COUNTRIES TO ENHANCE EFFICIENCY. NOWADAYS PRIVATIZATION IS ONTHE AGENDA OF MOST COUNTRIES. SINCE THE INSURANCE INDUSTRY IS ONE OF THE MAJOR INSTITUTIONS OF THE CAPITALMARKET AND CHANGES IN INSURANCE EFFICIENCY HAS A GREAT IMPACT IN GROWTH AND ECONOMIC DEVELOPMENT OFTHE COUNTRY, IN THIS STUDY TRYING TO INVESTIGATE THE PRIVATIZATION EFFECTS OF INSURANCE INDUSTRY ONINSURANCE EFFICIENCY IN COUNTRY IRAN. AT FIRST DEFINITIONS, WILL BE EXPRESSION GOALS, METHODS,PRIVATIZATION NECESSITY OF THE INSURANCE INDUSTRY AND THE EXPERIENCE OF SOME COUNTRIES IN THE FIELD OFINSURANCE PRIVATIZATION. THEN TWO INDICES OF THE INSURANCE INFLUENCE COEFFICIENT AND PREMIUM PER CAPITAWILL BE INTRODUCE AS IMPORTANT INDICATORS OF THE EFFICIENCY OF THE INSURANCE INDUSTRY .RESEARCHCONDUCTED SHOW THAT INSURANCE GOVERNMENTAL IN THE YEARS AFTER THE REVOLUTION IN THE YEARS AFTER THEREVOLUTION IS CAUSING TO REDUCTION THE EFFICIENCY OF THE COUNTRY INSURANCE INDUSTRY. ALSO WAR HAD ANEGATIVE IMPACT ON THE TWO INDICES. AT THE END OF THIS STUDY WE REACHED TO THIS CONCLUSION THAT WITH THEIMPLEMENTATION OF THE PRIVATIZATION PROCESS, IS INCREASED EFFICIENCY INSURANCE INDUSTRY, AND IT SHOULD BENOTED TO FURTHER PRIVATIZATION OF INSURANCE INDUSTRY, BEEN PRIVATIZED INSURANCE COMPANIES SHOULD TOWORK UNDER THE CENTRAL INSURANCE.
关键词：PRIVATIZATION; INSURANCE INDUSTRY; INSURANCE PENETRATION RATE; PREMIUM PER CAPITA