文章基本信息

标题：Credit Risk Management - Loan Approval Process
本地全文：下载
作者：Lulzim Rashiti ; Branimir Kalas ; Lazar Drec 等
期刊名称：Academic Journal of Business, Administration, Law and Social Sciences
印刷版ISSN：2410-3918
电子版ISSN：2410-8693
出版年度：2016
卷号：2
期号：1
出版社：IIPCCL
摘要：The aim of this study is on understanding the international regulations issued by Basel I,Basel II and Basel III to best supervise and manage credit risk management policies. Part ofpaper will focus on the description and impacts of the regulations and the pivotal importancethey play in providing a sound banking system.Credit risk represents another important element that will be analysed considering that itlays the foundation during the loan consideration and approval process. The paper will alsoexplain in detail procedures and responsibilities shared along the process of loan acceptanceby a banker. To sum up, the overall process from application to loan approval or denial will beexplained pointing out the implications that are faced along the way
关键词：Credit; Loan; Risk management; Basel regulations