文章基本信息

标题：Socio economic determinants of health insurance in India: the case of Hyderabad city
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作者：J. Yellaiah ; G. Ramakrishna
期刊名称：International Journal of Development and Sustainability
印刷版ISSN：2186-8662
出版年度：2012
卷号：1
期号：2
页码：111-119
出版社：International Society for Development and Sustainability (ISDS)
摘要：Health has been declared as a fundamental human right in India and several other countries. Theoretical works as well as empirical evidences clearly show the positive linkage between good health and economic development. The policy concern in developing countries including India is not only to reach the entire population with adequate healthcare services , but also to secure an acceptable level of health for all the people through the application of primary healthcare programs. Health insurance is one of the most important aspects of health care management system. This paper identifies the socio economic de terminants of demand for health insurance in India taking Hyderabad as the case. For this purpose, a sample survey has been conducted taking 200 sample units in Hyderabad city. The logistic model has been used to identify the determinants of health insura nce. We conclude that the main determinants of demand for health insurance in Hyderabad are the occupation, income, health expenditure and awareness. The other variables such as the age and education are positively associated with demand for health insuran ce but are not statistically significant. In view of these findings , some policy suggestions are made.
关键词：Health insurance; Economic development; Logit model; Income; Expenditure; Awareness