文章基本信息

标题：SMES’ ACCESS TO FINANCE: AN OVERVIEW FROM SOUTHERN ITALY
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作者：Matteo Rossi
期刊名称：European Journal of Business and Social Sciences
印刷版ISSN：2235-767X
出版年度：2014
卷号：2
期号：11
页码：155-164
出版社：European Society of Business and Social Sciences
摘要：In EU, despite Small and Medium Enterprises (SMEs) have a significant impact to the economy, they haven't adequate attention. Particularly, various researchers have focused their attention on larger and listed firms. This study aims to investigate the access to finance of SME. Access to finance is a key for business start-up, development and growth for SMEs, and they have very different needs and face different challenges with regard to financing compared to large businesses. The lack of equity invested in small firms makes these enterprise more dependent on other sources such as bank lending and other types of financial products. This paper describe the different ways to finance SMEs. The limitations of the paper are the result of its very nature: it is a largely conceptual paper. Empirical research is therefore needed to test and validate the essentially preliminary framework.
关键词：Financial Choices; Internal Source; External Source;Bank loans; SMEs