期刊名称:International Journal of Computer Science and Information Technologies
电子版ISSN:0975-9646
出版年度:2015
卷号:6
期号:2
页码:1795-1797
出版社:TechScience Publications
摘要:Due to enormous growth in e-commerce ,there has been a drastic increase in use of credit cards for various purposes which include online and regular purchases. Associated with this rise, there are an alarming number of fraudulent cases that are reported every year. The proposed fraud detection system detects the fraud before the transaction is completed. Hidden Markov Model (HMM) and adaptive Communal Detection (CD) have been used for increasing the accuracy of the system along with One Time Password (OTP). If any of the two methods detects the incoming transaction as fraud ,OTP is sent to registered card holder.