文章基本信息

标题：THE CONSEQUENCES OF THE CAPITAL REGULATION IN CREDIT INSTITUTIONS ACCORDING TO THE BASEL I AGREEMENTS
本地全文：下载
作者：Vlad, Mariana ; Tulvinschi, Mihaela
期刊名称：The Annals of the "Stefan cel Mare" University of Suceava. Fascicle of The Faculty of Economics and Public Administration
印刷版ISSN：2066-575X
出版年度：2009
卷号：9
期号：1(9)
页码：225-230
出版社："Stefan cel Mare" University of Suceava, Romania, Faculty of Economics and Public Administration
摘要：Capital is one of the key factors to be considered when the safety and soundness activity of bank is evaluation. An adequate capital based serves as a safety network for a variety of ricks to which a bank is expose d in the course of its business. He absorbs the possible losses and provided a basis for maintaining depositor confidence in bank. Also, the capital is the ultimate determinant of a bank’s lending capacity. A bank’s balance sheet cannot be expanded beyond the level determined by its capital adequacy ratio. Therefore, the availability of capital consequently determines the maximum level of assets.
关键词：bank; capital adequacy ratio; capital’s bank; solvency