文章基本信息

标题："Am I going to be happy and financially stable?": How American women feel when they think about financial security
本地全文：下载
作者：Miron-Shatz, Talya
期刊名称：Judgment and Decision Making
印刷版ISSN：1930-2975
出版年度：2009
卷号：4
期号：1
页码：102-112
出版社：Society for Judgment and Decision Making
摘要：Before the recent recession evoked general dismay and uncertainty, this study examined the relative contribution of income and the concern over financial security to life satisfaction. The degree to which such concerns permeate people's daily lives could be part of the broader concept of wealth, often measured through income and debt, and could help evaluate fiscal instruments promoting financial security. Study 1 (\textit{N} = 267) used econometric methods to demonstrate that the consideration of financial security was as important to participants' life satisfaction as their monetary assets. Further, outlook on financial security adds to the prediction of life satisfaction above the contribution of income. Content analysis revealed that nearly half the participants (\textit{N} = 651, Study 2) mentioned financial concerns --- retirement, college tuition, making ends meet, etc. --- when asked to think about ``the future'' in an open-ended manner. These participants reported lower life satisfaction compared with women who did not raise such concerns. The link between concerns over financial security and life satisfaction, which cannot be fully accounted for by income alone, could guide policy decisions on whether to directly allocate resources toward increasing income or to focus on creating a social and financial safety net.
关键词：financial security; income; life satisfaction; well-being.