文章基本信息

标题：Influence of the prudential supervision over the capitalization of the Romanian insurance market
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作者：Naghi, Laura Elly
期刊名称：Theoretical and Applied Economics
印刷版ISSN：1841-8678
电子版ISSN：1844-0029
出版年度：2013
卷号：XX
期号：2(579)
页码：113-128
出版社：Asociatia Generala a Economistilor din Romania - AGER
摘要：In a decade when all activities are globalized, including insurance, the recent focus of the supervisory authorities became the leveling of the legal framework concerning the solvency requirements of the companies acting on the market (as a consequence of the 2008 crisis, much more acute in USA than in Europe, where Basel Agreement decreased the fall of the banking sector). The present paper analyses the way in which the main solvency regimes applied at international level influence the equity of the insurance companies, especially the increase in the solvency capital required by the supervisors, taking into consideration the risk profile of the company. Moreover, the paper provides a blueprint of the methods to ensure the financial stability of the national industry, in order to respond adequately to systemic and systematic risks.
关键词：solvency; Solvency II; solvency capital; prudential supervision; QIS.