摘要： The banking industry has undergone profound changes during the last decade. The most obvious change has been the large number of bank mergers, which have increased both the average size of banks and the area over which they operate. Other changes may also prove dramatic but are at this point just getting under way—the growth of e-banking and the combination of banking with other financial services, such as insurance and securities underwriting.The article discusses the recent changes in financial system are likely to benefit consumers.
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