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  • 标题:The Effect of Bank Specific and Macroeconomic Determinants of Banking Profitability: A Study on Bangladesh
  • 本地全文:下载
  • 作者:Abu Hanifa Noman ; Mustafa Manir Chowdhury ; Najneen Jahan Chowdhury
  • 期刊名称:International Journal of Business and Management
  • 印刷版ISSN:1833-3850
  • 电子版ISSN:1833-8119
  • 出版年度:2015
  • 卷号:10
  • 期号:6
  • 页码:287
  • DOI:10.5539/ijbm.v10n6p287
  • 出版社:Canadian Center of Science and Education
  • 摘要:

    The study designed to investigate bank specific and macroeconomic determinants of profitability considering 299 observations of 35 banks in Bangladesh during 2003 to 2013. The investigation process considers all types of local Bangladeshi banks, OLS fixed effect and two step system GMM model. The results report that credit risk, cost efficiency, GDP growth and real interest rate effects profitability negatively; and capital adequacy, liquidity, size, inflation and stock market turnover effect profitability positively. The results further find that both development banks and private commercial banks are more profitable than public commercial banks in Bangladesh. Furthermore, the study finds that ROAA is most preferred measure of profitability. The study formulates some significant policy implications for improving the profitability of the banking sector of Bangladesh.

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