文章基本信息

标题：A cultura do consumo e o endividamento excessivo: uma discussão sobre possíveis intervenções da educação financeira
本地全文：下载
作者：Lúcia Aparecida Ancelmo ; Carlos Cesar Garcia Freitas
期刊名称：Research, Society and Development
电子版ISSN：2525-3409
出版年度：2022
卷号：11
期号：11
页码：1-13
DOI：10.33448/rsd-v11i11.32282
语种：English
出版社：Grupo de Pesquisa Metodologias em Ensino e Aprendizagem em Ciências
摘要：The difficulty in managing financial resources has led many Brazilians to indebtedness, as not everyone has the necessary knowledge to deal with money assertively. Added to this fact, the culture of consumption encourages consumerism, with endless desires and uncritical consumption, interfering with financial balance, acquiring goods that are not within the budget, which can lead to indebtedness. Financial Education, on the other hand, presents concepts and objectives against this problem, aiming at the balance of financial life, conscious consumption and savings. Thus, through qualitative research, a bibliographic survey was carried out considering the guiding question: How can Financial Education contribute to minimize the impacts of Consumerism and Indebtedness on society? The theoretical contributions Bauman (2001; 2008), Baudrillard (1985), Bourdieu (1983) and ENEF (2012), allowed a discussion of possible articulations between consumerism and indebtedness and the objectives of Financial Education in Schools, considering their contributions to consumption conscious and financial balance. It was inferred that Financial Education can contribute to the alleviation of problems with consumerism and indebtedness, using concepts and tools that stimulate skills and enable a reflective process on attitudes towards the balance of financial life.
关键词：Consumerism;Financial Education;Indebtedness.