文章基本信息

标题：Competitiveness and Bank Stability: Empirical Study on Banking Listed on the Indonesia Stock Exchange Period 2011-2020
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作者：Wiyarni Wiyarni ; Yusrian Ashar ; Tutik Arniati 等
期刊名称：American Journal of Industrial and Business Management
印刷版ISSN：2164-5167
电子版ISSN：2164-5175
出版年度：2022
卷号：12
期号：6
页码：1088-1104
DOI：10.4236/ajibm.2022.126058
语种：English
出版社：Scientific Research Publishing
摘要：Banking is an institution that maintains financial system stability, but on the other hand, banking is a business institution that is inherently risky in getting a return on its business. This paper analyzes the impact of degree of competitiveness, bank size, and revenue concentration on bank stability on the Indonesian stock exchange during the period 2011-2020. The Lerner Index is used as an inverse proxy for degree of competitiveness, the natural logarithm is used as a proxy for bank size, and the Herfindahl Hirschman Index is used as a proxy for revenue concentration, while the Z-Index and NPL ratio are used as proxies for bank stability. The results show that degree of competitiveness has a negative relationship with stability. The power squared of the Lerner Index is also used to capture the possible non-linear relationship between degree of competitiveness and stability and shows positive results indicating the relationship between degree of competitiveness, and stability is non-linear. Bank size has a negative effect on stability. Revenue concentration shows no relationship with stability.
关键词：Degree of CompetitivenessBank SizeRevenue ConcentrationBank Stability