摘要:Credit risk is the core issue of supply chain finance. In the supply chain, problems happened in different enterprises can influent the whole to different degrees through transferring, thus statuses of all enterprises and their different influences should be considered when evaluating the supply chain’s credit risk. We examine the characters of supply chain network and complex network, use the local growing complex network to simulate the real supply chain, use cluster analysis to classify the company into several levels; Introducing each level’s self-adaption weight formula according to the company’s quantity and degrees of this level and use the weight to improve the credit evaluation method. The research results indicate that complex network can be used to simulate the supply chain. The credit risk evaluation (CRE) of an enterprise level with bigger note degrees has a greater weight in the supply chain system’s CRE, thus has greater effect on the whole chain. Considering different influences of different enterprise levels can improve credit risk evaluation method’s sensitivity.